Is artificial intelligence (AI) a threat or an opportunity to create more wealth?
Key Points
- More chances to make money. You may use tools like ChatGPT to generate content.
- Passive revenue options include AI-generated art & YouTube videos.
- AI can assist in developing, producing, and selling online courses efficiently.
How to Earn Money Using AI in 2026:
AI is becoming increasingly popular, so popular that many people are asking how to earn money with it. The release of the current ChatGPT edition and competing technologies, together with increased company investment in AI, continue to accelerate progress. Many people fear that AI will someday steal their jobs, yet others want to use technology to make money.
Seven ways to make money with AI
As AI becomes a bigger part of our daily lives, more ways to make money with it become available.
Here are seven ways to potentially benefit from AI:
1. Generate written AI content
Tools like ChatGPT from OpenAI and Claude from Anthropic are generative AI tools that allow anybody to write content rapidly. They can help you write blog pieces, website content, company sales copy, sponsored social media posts, and more.
AI can help you with outlining, paragraph writing, idea generation, and even creating whole pieces of content. The technology may help freelance writers overcome writer’s block and write more quickly, enabling them to generate more material.
There are more powerful AI programs, like Jasper.ai, that can help anyone write exceptional sales copy. You may create copy for emails, marketing landing pages, and ads. AI may also create scripts for films or talks, e-books, workbooks, and more. You may develop AI content and sell these copywriting services to customers to earn money.
2. Create AI-generated art
Anyone may create prompts that generate graphics using AI programs such as Picsart, Leonardo AI, Adobe Firefly (ADBE -2.12%), DALL-E, Stable Diffusion, Grok by xAI, and Midjourney. The more information you can offer the AI in your question, the better visuals it can create. You may locate and create these prompts on sites like PromptBase, then market and sell them.
You can also transform your art into non-fungible tokens (NFTs) and sell them, or you can create a meme from your AI-generated art and earn money from it. You may even transform your AI-produced art into real things you sell, like t-shirts, wall art, or decorations.
3. Create YouTube videos
Anyone may use AI technologies to make YouTube videos to market or sell a product or service. ChatGPT can also develop ideas and screenplays for videos and includes a text-to-speech function for voiceover.
In the meantime, you may make videos using applications like Synthesia to post to YouTube. Other AI video solutions are also available from Google’s Alphabet (GOOG +2.92%) (GOOGL +2.53%), FlexClip, Veed, and Canva.
Evergreen videos (material that will always be relevant) may provide ongoing passive income through ad revenue or affiliate links in the video.
4. Make AI-generated digital visual products
AI can also create various types of digital visual content, including website ads, corporate logos, and marketing materials. It also makes editing images and other visuals easier.
Tools like AdCreative.ai allow you to use AI to generate ads and social content that you can sell to companies. Meanwhile, Canva provides AI-powered tools that make it simple to create and modify images, videos, and presentations. Adobe also offers AI technologies for creating digital visual assets.
Then, you may create another sort of digital visual material with the aid of AI. These are pitch decks. It is a sequence of slides that assist startup firms in explaining their story to prospective business partners and investors.
Tools from AI companies such as ChatGPT and Tome may assist artists who use freelancing sites such as Fiverr (FVRR -2.68%) or Upwork (UPWK -2.08%) to find customers and speed up the creation of pitch decks.
5. Build websites
You may create webpages using AI technologies. You may build websites for small-business customers or build them for yourself and make money through affiliate marketing, ads, or subscription purchases.
Website-building tools like Wix.com (WIX -2.93%), for example, may enable anybody to design a professional-looking website using templates or Wix Artificial Design Intelligence (ADI).
Build websites for customers easily, or develop them to sell your products or promote affiliate marketing partnerships. Other AI website builders include Squarespace, Jimdo, CodeWP and Framer.
6. Generate audio AI content
AI can generate many types of audio using text-to-speech technologies. You can create an audiobook script using AI prompts and then turn it into audio with a text-to-speech generator. The leading AI voice generators are ElevenLabs, Hume AI, Speechify, WellSaid, Respeecher, Altered, and Murf.
AI techniques may also translate movies or textual information into different languages.
For example, Nova AI software can translate and subtitle a movie. Sites like Upwork and Fiverr let you find translation services for video artists. Text-to-voice tools convert written information into audio. Text-to-speech tools can also convert written text to audio for people with visual impairments.
7. Create online courses
One way you may utilise AI software is to help you build online courses you sell. You can even make courses on how to use AI to train others. Artificial intelligence solutions like ChatGPT can help you discuss ideas and themes and design course materials.
AI tools can help you create videos, generate scripts, and record voiceover lessons and other course materials with a text-to-speech tool. AI may also assist you in collecting materials to promote and sell your online courses (perhaps on a website you developed using AI-powered technologies). Some AI solutions that help you design online courses are Coursebox, Course AI, Mini Course Generator, and Thinkific.
Tips for making money with AI
Anyone can earn money using AI, and that’s you. The tech may enable anyone to produce content, such as blog posts, films, and online courses, and sell it to corporations or make money online.
Here are some ways to get you started earning money using AI:
- Get acquainted with AI tools: Learn the best prompts to use to generate high-quality content. Start utilising free AI tools to create content. Learn the best methods to monetise your AI-created content or services.
Upgrade to the finest AI tool for your needs: If you are constrained by free AI tools, pay for an AI tool with additional capabilities to assist you in developing the content you desire. - Stand out from the crowd: To generate money using AI, you need to be distinctive because everyone can use AI to develop content. That might mean narrowing down, establishing your own distinctive brand and voice, providing exceptional service to your customers, and humanising your material.
- Keep Learning: You will need to stay up to date with the latest AI technology, as it is ever-evolving.
Top AI Tools
Here are some of the best AI tools to help you make money with AI:
- ChatGPT
- Claude
- Canva
- RealAI
- Google Gemini
- Perplexity AI
- Grok
- Notion
- Microsoft Copilot
- Zapier
- Meta AI
- Gamma
- Wix
Key challenges of making money with AI
Some common challenges individuals face in earning money with AI include:
- Possible copyright concerns.
- Technology is constantly changing.
- There are so many AI tools out there; it might be tough to choose the ideal one for your purposes.
- A lot more competition now that more people are using AI to generate money.
- Finding a market for your AI goods & services.
Key ethical considerations when using AI to earn money
It’s critical to think about the ethical implications of using AI to earn money. Some key ethical considerations include:
- No bias: Ensure AI does not exhibit prejudice against any people or groups.
- Privacy: You must ensure that personal consumer data is not misused.
- Transparency: Be upfront with consumers and customers about your use of AI and how you safeguard their data.
- Don’t abuse the technology: Don’t develop a deepfake using AI, particularly one that may hurt a rival.
- Empower people: Don’t simply replace them. AI-powered automation may make humans even more productive, growing your company – not just cutting expenses by replacing humans with technology.
This Tech Could Be Worth 18 Nvidias
The CEO of Nvidia has said there’s one discovery that might produce more billionaires in the next 5 years than the internet did in 20 years.
The effect is ‘impossible to overestimate’, Amazon’s Jeff Bezos says. Cathie Wood sees an $80 trillion potential for AI by 2030. That’s comparable to 18 Nvidias, 21 Microsofts, or 33 Amazons.
But what most investors overlook is that practically all that growth goes via a single choke point. One little-known business, an “indispensable monopoly,” supplies the crucial technology that Nvidia, AMD, and Intel cannot operate without. And it’s still a fraction of Nvidia’s size. We recently published a whole new report with the firm name and the entire narrative.